Types of Notes We Purchase
- Single Notes
- Portfolios of Performing and Non-Performing Notes
- 1st and 2nd Liens
- Balloon Notes
- Land Contracts
- Trust Deeds
- Real Estate Mortgages
- Contract for Deeds
- Deed of Trust / Trust Deed
- Business Notes
- Large Notes (Individual Notes of 1mill+)
- Small Notes (Min. $30K)
- Full or Partial Note Purchase
Property Types
- Single Family Residential
- Multi-Family Properties
- Condos
- Apartment Buildings
- Mobile Homes with Land
- Commercial (All Types)
- Improved Land
- Unimproved Land
Loan To Value Requirements
Investment To Value Requirements
- Owner Occupies SFR 75-95%
- Non-Owner SFR 70-80%
- Commercial Property 65-75%
- Improved Land 60-70%
- Unimproved Land 45-60%
Receivable Terms
- Monthly
- Quarterly
- Semi-Annual
- Annual Installments
- Amortizations to 30yrs
- Balloon Payments
Flexible Quoting Options
We provide you with the flexibility to structure a transaction in a variety of ways. This means you get the best type of quote to suit your individual cash needs.
All examples below use the following sample cash flow needs:
Current Balance: $60,000
Interest Rate: 9%
Payment Amount: $482.77
Remaining Payments: 360
Partial Purchase
The purchase of installments from the front end of the contract with the seller retaining installments and/or balloon payment. Ex. In the example above we could purchase the next 180 payments, leaving the remaining 180 payments for the seller, to collect or sell at a later date.
Reverse Partial Purchase
The purchase of future installments allowing the seller to continue receiving immediate installments for a specified period of time. Ex. The seller retains the next six payments. Then we purchase the remaining 354 payments.
Full Purchase
The purchase of the receivable in its entirety. Ex. We purchase the right to receive all the remaining payments all 360 in the above cash flow.
Simultaneous Purchase
The purchase of a seller-financed receivable occurring immediately after the sale of real property.